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nJust like that, time passed by quickly.

nAnd back in Baymard, Landon, who didn't know what issues his men were facing outside, was currently seated within a large office on the top floor of the Bank.

nAnd accompanying him were a few branch managers from the main bank branch in district D, and a few other branch managers from the branch banks in District C and G.

nAgain, the Chief Manager and others with higher positions were also seated there as well.

nToday, they were here to talk about something mind-blowing.

n.

nChief Manager Dionne smiled broadly in satisfaction when talking about the latest tools and systems placed to make their services better, as well as to make things easier for them too.

n

"Your majesty, I like this Cheque system quite a lot.

nIt doesn't just aid us, but makes it easier on companies and establishments too.

"

nLandon nodded and couldn't agree more.

nPresently, companies still come to the bank to collect large heads of money.

nFrom there, they would spend time counting and placing everyone's salaries in envelopes before giving them out on payday.

nNow, those in the various institutions could just write checks and give them to their employees.

nIt completely removed the hassle of making them run up and down the place to withdraw, recount and do all that.

nAfter today, people would take their cheques and visit the Main bank or branch banks for withdrawals.

nIt saved time and even energy for those in the bank too.

nAgain, there were no policies in place to prevent fraud and so on.

nOne thing to note was that the cheque scanning machines were finally ready to go.

nOne should know that presently, there wasn't any A.T.M machine yet.

nThere were Exchange machines

/money changing machines that worked like simple vending machines.

nBut, there weren't any A.T.M machines yet.

nA.T.Ms were just a lot more complex.

nHe would have to wait until computers and Wi-Fi got done.

nFirstly, there were no bank cards yet, and so many other things he needed to do before he could create them.

nSo making it now was impossible.

nLikewise, Landon couldn't introduce Cheque scanning machines that one would typically find in A.T.Ms

n.

nOne should know that all printed cheques were done with magnetic ink.

nAnd these scanning machines relied on magnetic ink character recognition (MICR) to get the Check's MICR code associated with the routing number, account number and check number.

nWithout computers and the internet, it was impossible to do these.

nCurrently, the cheques printed in Baymard still use magnetic ink.

nBut since there was no way to properly validate the cheques, all companies must confirm the names of the people who were about to recover the money.

nBefore payday, they were to bring a long list done in alphabetical order.

nThe tellers would do the rest once those holding the cheques come in.

nLikewise, those who just wrote cheques for personal reasons had to call the banks to confirm things.

nThe bank had its own customer service section with hundreds and hundreds of employees just created beside phones, filling out every information they got.

nThey were phone operators

/customer service representatives for the Banks.

nThere will be an entire department for cheques.

nSo once the cheque is confirmed, they would quickly write down everything and send it to another bank department that would organize things swiftly, print the information and hand it out to the tellers.

n.

nIn fact, before payday, all companies should have already met up with the banks and git things sorted out.

nSo those with cheques could just come straight and receive their withdrawals.

nAgain, if it's a personal cheque, they would need a maximum of 2 days after phone confirmation before it was ready.

nWell, this was the best Landon could do.

nBut to many, it was just too awesome!

nNow, rather than running around and waiting in line to withdraw money for family, tuition and so on, many could just sit at home, do a single phone call to confirm a cheque and relax.

nPeople liked convenience by nature.

nSo anything that gave them more free time was a plus.

nNot to talk of those in the accounting departments within each building that used to count heaps of money withdrawn, putting them in envelopes for the thousands and thousands of employees under the company.

nEven with the new money counting machines that count bills fast, it was still troublesome.

nBut now, that whole part will be reduced to them just distributing cheques.

nAlso, those who paid them would do so in cheques, and the bank would take care of the rest, allocating the money to the proper vaults.

nAnyway, everything would be shown on the company's bank books.

nAnd that was all they needed to know.

n.

nChief Manager Dionne nodded his head while listening to Landon:

"Your majesty, ao there are 14 different types of cheques?

"

n

"Yes. And each had its own purpose.

nLike Pay Cheques, used for employees... Blank Cheques, Bearer cheques, Crossed cheques, Gift Cheques and many more that had their uses.

nI need you all to study them thoroughly.

nBecause on January 3rd, Baymard will start using Cheques.

"

nEveryone nodded fiercely.

nToday was already December 13th.

nSo they had about a month to get things done.

nPlus, it was just in time before what they in the bank called 'The Stampede.'

nGenerally, around the end of a month and mid-period of a month, all companies rush towards them to ready the bi-weekly pay for their employees.

nSo around the 13~17th, mid-month January, most companies would pay their employees.

nBut, a week before payday, many come to them to collect the money and organize things.

nSo they decided to introduce the concept of cheques to them during that time.

n.

n

"Alright. Meeting adjourned.

"

nWith that, Landon left the bank, preparing to head towards the lower region.

nBut as soon as he sat in his car, his ears started ringing loudly.

nWarning. Warning. Warning.

nEnemy approaching.

nGood luck Host.

n

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